Vitals
  • Total Assets
    240.7M 5.4 %
  • Total Deposits
    211.1M 6.1 %
  • Total Net Loans
    116.0M -12.7 %
  • Net Income
    2.0M -11.9 %
  • Book Value
    25.7M 0.1 %
  • Book Value x2
    51.4M 0.1 %
  • Book Value x3
    77.1M 0.1 %
ROAA

.842

ROAE

7.694

Efficiency Ratio

64.192

Net Interest Margin

3.747

Balance Sheet Highlights
Financial Highlights Summit Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 240,702 1,346,313
Total Net Loans 115,973 907,793
Total Deposits 211,109 1,084,972
Total Equity 25,711 169,778
Profitability
Net Income 2,022 12,577
Return on Average Assets .842 .955
Return on Average Equity 7.694 8.072
Net Interest Margin 3.747 3.784
Efficiency Ratio 64.192 64.937
Noninterest Income/Revenue 7.796 13.682
Balance Sheet Ratios
Loan-to-Deposit 54.935 83.983
Securities/Assets .002 .141
Total Equity/Total Assets .107 .126
Tangible Equity/Tangible Assets .107 .113
Capital Adequacy
Tier 1 Common Capital 25,711 147,337
Tier 1 Capital 25,711 147,552
Tier 2 Capital 1,999 11,893
Total Capital 27,710 160,236
Total Risk Weighted Assets 158,219 1,009,488
Leverage Ratio 10.55 11.256
Common Equity Tier 1 Capital Ratio 16.25 14.697
Tier 1 Capital Ratio 16.25 14.792
Total Capital Ratio 17.51 16.005

Timeline for Summit Bank

Summit Equities, Inc.

Summit Equities, Inc. became a new subsidiary organization for Summit Bank.

View Profile Jun 29 1989

Summit Bank

Summit Bank was established 41 years ago and is currently headquartered in Oakland, CA.

Jul 01 1982

Summit Bancshares, Inc.

Summit Bancshares, Inc. became a new parent organization for Summit Bank.

View Profile Jul 01 1982
Relationships Role Relationship Start Relationship End
Summit Bancshares, Inc. Parent 7/1/1982
Summit Equities, Inc. Subsidary 6/29/1989 8/31/2001
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