Vitals
  • Total Assets
    77.8M -5.2 %
  • Total Deposits
    62.3M -4.8 %
  • Total Net Loans
    46.6M -5.2 %
  • Net Income
    370000.0000 -34.3 %
  • Book Value
    8.6M -5.1 %
  • Book Value x2
    17.2M -5.1 %
  • Book Value x3
    25.9M -5.1 %
ROAA

.452

ROAE

4.044

Efficiency Ratio

87.513

Net Interest Margin

4.407

Balance Sheet Highlights
Financial Highlights Stroud National Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 77,816 202,868
Total Net Loans 46,637 137,756
Total Deposits 62,331 172,449
Total Equity 8,622 21,595
Profitability
Net Income 370 2,672
Return on Average Assets .452 1.261
Return on Average Equity 4.044 11.655
Net Interest Margin 4.407 4.163
Efficiency Ratio 87.513 67.201
Noninterest Income/Revenue 16.923 16.695
Balance Sheet Ratios
Loan-to-Deposit 74.822 75.305
Securities/Assets .256 .172
Total Equity/Total Assets .111 .106
Tangible Equity/Tangible Assets .111 .104
Capital Adequacy
Tier 1 Common Capital 9,026 21,413
Tier 1 Capital 9,026 21,413
Tier 2 Capital 618 1,666
Total Capital 9,644 23,103
Total Risk Weighted Assets 49,354 150,667
Leverage Ratio 11.27 10.837
Common Equity Tier 1 Capital Ratio 18.29 15.74
Tier 1 Capital Ratio 18.29 15.742
Total Capital Ratio 19.54 16.809

Timeline for Stroud National Bank

The Wellston State Bank

Acquisition: Stroud National Bank acquired a new subsidiary, The Wellston State Bank, 33 years

View Profile Oct 01 1991

Stroud Bancorp., Inc.

Stroud Bancorp., Inc. became a new parent organization for Stroud National Bank.

View Profile May 20 1987

Stroud National Bank

Stroud National Bank was established 126 years ago and is currently headquartered in Stroud, OK.

Mar 16 1898
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Wellston State Bank Seller 7,336 Discontinued 10/1/1991
Relationships Role Relationship Start Relationship End
Stroud Bancorp., Inc. Parent 12/31/1991
Stroud Bancorp., Inc. Parent 5/20/1987 12/30/1991
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