Vitals
  • Total Assets
    2.2B 26.5 %
  • Total Deposits
    1.6B 33.2 %
  • Total Net Loans
    2.0B 25.9 %
  • Net Income
    35.8M 54.5 %
  • Book Value
    192.3M 44.9 %
  • Book Value x2
    384.7M 44.9 %
  • Book Value x3
    577.0M 44.9 %
ROAA

1.867

ROAE

21.696

Efficiency Ratio

30.914

Net Interest Margin

4.163

Balance Sheet Highlights
Financial Highlights Sterling Bank And Trust, Fsb All Insured Savings Banks in Michigan
Balance Sheet $(000)
Total Assets 2,163,648 1,691,280
Total Net Loans 1,988,027 1,187,529
Total Deposits 1,649,216 1,131,684
Total Equity 192,338 203,998
Profitability
Net Income 35,757 21,424
Return on Average Assets 1.867 .542
Return on Average Equity 21.696 4.098
Net Interest Margin 4.163 3.221
Efficiency Ratio 30.914 80.996
Noninterest Income/Revenue 11.448 45.802
Balance Sheet Ratios
Loan-to-Deposit 120.544 93.003
Securities/Assets .035 .168
Total Equity/Total Assets .089 .121
Tangible Equity/Tangible Assets .087 .102
Capital Adequacy
Tier 1 Common Capital 192,342 183,765
Tier 1 Capital 192,342 183,765
Tier 2 Capital 14,822 12,547
Total Capital 207,164 196,313
Total Risk Weighted Assets 1,320,765 1,009,128
Leverage Ratio 9.23 12.86
Common Equity Tier 1 Capital Ratio 14.56 21.774
Tier 1 Capital Ratio 14.56 21.774
Total Capital Ratio 15.69 22.935

Timeline for Sterling Bank And Trust, Fsb

Sterling Wealth Management, Inc.

Sterling Wealth Management, Inc. became a new subsidiary organization for Sterling Bank And Trust, Fsb.

View Profile Feb 18 2015

Sterling Service Corporation

Sterling Service Corporation became a new subsidiary organization for Sterling Bank And Trust, Fsb.

View Profile Jul 21 2011

Eagle Investment Services Corporation

Eagle Investment Services Corporation became a new subsidiary organization for Sterling Bank And Trust, Fsb.

View Profile Jul 21 2011

Tax Incentives, Inc.

Tax Incentives, Inc. became a new subsidiary organization for Sterling Bank And Trust, Fsb.

View Profile Jul 21 2011

Sterling Credit Corporation

Sterling Credit Corporation became a new subsidiary organization for Sterling Bank And Trust, Fsb.

View Profile Jul 21 2011

Want to see more?

Complete timeline for Sterling Bank And Trust, Fsb is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Newport Federal Savings Bank Seller 9,519 Failure 7/24/1993
Relationships Role Relationship Start Relationship End
Sterling Bancorp, Inc. Parent 7/21/2011
Sterling Bancorp, Inc. Parent 4/29/1994 7/20/2011
Sterling Service Corporation Subsidary 7/21/2011
Sterling Wealth Management, Inc. Subsidary 2/18/2015
Eagle Investment Services Corporation Subsidary 7/21/2011 1/1/2015
Tax Incentives, Inc. Subsidary 7/21/2011 12/1/2012
Sterling Credit Corporation Subsidary 7/21/2011 12/1/2012
Sterling Eagle Financial, Llc Subsidary 7/21/2011 12/1/2012
Birmingham Ltd Subsidary 7/21/2011 12/1/2012
Eagle Resort Acquisition Subsidary 7/21/2011 12/1/2012
Towne Center Insurance Subsidary 7/21/2011 12/1/2012
Towne Square Insurance Subsidary 7/21/2011 12/1/2012
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