Vitals
  • Total Assets
    53.2M -2.5 %
  • Total Deposits
    43.9M -5.5 %
  • Total Net Loans
    22.3M -2.6 %
  • Net Income
    80000.0000 -43.3 %
  • Book Value
    8.2M 3.1 %
  • Book Value x2
    16.3M 3.1 %
  • Book Value x3
    24.5M 3.1 %
ROAA

.189

ROAE

1.323

Efficiency Ratio

91.445

Net Interest Margin

3.353

Balance Sheet Highlights
Financial Highlights State Bank Of Niantic All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 53,156 247,551
Total Net Loans 22,252 153,299
Total Deposits 43,877 210,549
Total Equity 8,170 25,930
Profitability
Net Income 80 1,598
Return on Average Assets .189 .813
Return on Average Equity 1.323 7.826
Net Interest Margin 3.353 3.46
Efficiency Ratio 91.445 69.35
Noninterest Income/Revenue 13.559 14.983
Balance Sheet Ratios
Loan-to-Deposit 50.715 67.343
Securities/Assets .461 .221
Total Equity/Total Assets .154 .105
Tangible Equity/Tangible Assets .154 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,279 24,180
Tier 2 Capital 392 1,802
Total Capital 8,671 25,995
Total Risk Weighted Assets 33,710 169,410
Leverage Ratio 14.85 10.23
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 24.56 16.618
Total Capital Ratio 25.72 17.681

Timeline for State Bank Of Niantic

Scott State Bank

State Bank Of Niantic was acquired by Scott State Bank 10 years

View Profile Oct 01 2014

Scott Bancshares, Inc.

Scott Bancshares, Inc. became a new parent organization for State Bank Of Niantic.

View Profile Oct 31 1985

State Bank Of Niantic

State Bank Of Niantic was established 134 years ago and is currently headquartered in Niantic, IL.

Sep 11 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Scott State Bank Buyer 166,529 Pooling of Interests Discontinued 10/1/2014
Relationships Role Relationship Start Relationship End
Scott Bancshares, Inc. Parent 10/31/1985 9/30/2014
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