Net Income Analysis ( % relative to Total Revenue )
Income Statement State Bank Of Cherry All Insured Commercial Banks in Illinois
Interest and Fees on Loans 1,645 8,415
Income from Lease Financing Receivables — 4
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 20
Income on Loans and Leases (TE) 1,645 8,470
Investment Interest Income (TE) 726 1,438
Total Interest Income (TE) 2,576 10,200
Total Interest Expense 236 1,041
Net Interest Income (TE) 2,340 9,113
Non-Interest Income 102 2,030
Adjusted Operating Income (TE) 2,442 11,316
Non-interest Expense 1,383 7,442
Provision for Loan & Lease Losses 24 307
Pretax Operating Income (TE) 1,035 3,453
Pretax Net Operating Income (TE) 1,116 3,554
Applicable Income Taxes 11 569
Net Operating Income 944 2,671
Net Income 944 2,670
Cash Dividends Declared 596 1,225
Retained Earnings 348 1,214