Vitals
  • Total Assets
    27.1M 0.0 %
  • Total Deposits
    23.2M 0.7 %
  • Total Net Loans
    11.4M 5.0 %
  • Net Income
    89000.0000 14.1 %
  • Book Value
    3.9M -3.0 %
  • Book Value x2
    7.7M -3.0 %
  • Book Value x3
    11.6M -3.0 %
ROAA

.33

ROAE

2.221

Efficiency Ratio

87.508

Net Interest Margin

3.248

Balance Sheet Highlights
Financial Highlights State Bank Of Cerro Gordo All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 27,102 290,894
Total Net Loans 11,356 191,278
Total Deposits 23,223 246,407
Total Equity 3,861 31,125
Profitability
Net Income 89 2,670
Return on Average Assets .33 .919
Return on Average Equity 2.221 8.247
Net Interest Margin 3.248 3.499
Efficiency Ratio 87.508 67.9
Noninterest Income/Revenue 13.243 16.598
Balance Sheet Ratios
Loan-to-Deposit 48.9 72.669
Securities/Assets .414 .191
Total Equity/Total Assets .142 .107
Tangible Equity/Tangible Assets .124 .103
Capital Adequacy
Tier 1 Common Capital 3,521 29,670
Tier 1 Capital 3,521 29,720
Tier 2 Capital 94 2,112
Total Capital 3,615 31,905
Total Risk Weighted Assets 16,565 212,461
Leverage Ratio 12.85 10.62
Common Equity Tier 1 Capital Ratio 21.26 16.313
Tier 1 Capital Ratio 21.26 16.329
Total Capital Ratio 21.82 17.341

Timeline for State Bank Of Cerro Gordo

Cerro Gordo Building And Loan, S.B.

Acquisition: State Bank Of Cerro Gordo acquired a new subsidiary, Cerro Gordo Building And Loan, S.B., 22 years

View Profile Oct 18 2002

Bement Bancshares, Inc.

Bement Bancshares, Inc. became a new parent organization for State Bank Of Cerro Gordo.

View Profile Apr 01 1985

State Bank Of Cerro Gordo

State Bank Of Cerro Gordo was established 130 years ago and is currently headquartered in Cerro Gordo, IL.

May 24 1894
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cerro Gordo Building And Loan, S.B. Seller 9,813 Acquisition Discontinued 10/18/2002
Relationships Role Relationship Start Relationship End
Bement Bancshares, Inc. Parent 4/1/1985
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