Vitals
  • Total Assets
    85.5M 2.4 %
  • Total Deposits
    70.6M 4.5 %
  • Total Net Loans
    53.1M 4.5 %
  • Net Income
    604000.0000 9.8 %
  • Book Value
    11.9M 0.9 %
  • Book Value x2
    23.9M 0.9 %
  • Book Value x3
    35.8M 0.9 %
ROAA

.715

ROAE

5.001

Efficiency Ratio

73.407

Net Interest Margin

4.249

Balance Sheet Highlights
Financial Highlights State Bank Of Bement All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 85,456 290,894
Total Net Loans 53,140 191,278
Total Deposits 70,559 246,407
Total Equity 11,940 31,125
Profitability
Net Income 604 2,670
Return on Average Assets .715 .919
Return on Average Equity 5.001 8.247
Net Interest Margin 4.249 3.499
Efficiency Ratio 73.407 67.9
Noninterest Income/Revenue 14.098 16.598
Balance Sheet Ratios
Loan-to-Deposit 75.313 72.669
Securities/Assets .275 .191
Total Equity/Total Assets .14 .107
Tangible Equity/Tangible Assets .14 .103
Capital Adequacy
Tier 1 Common Capital 12,028 29,670
Tier 1 Capital 12,028 29,720
Tier 2 Capital 486 2,112
Total Capital 12,514 31,905
Total Risk Weighted Assets 65,626 212,461
Leverage Ratio 14 10.62
Common Equity Tier 1 Capital Ratio 18.33 16.313
Tier 1 Capital Ratio 18.33 16.329
Total Capital Ratio 19.07 17.341

Timeline for State Bank Of Bement

First National Bank Of Ivesdale

Acquisition: State Bank Of Bement acquired a new subsidiary, First National Bank Of Ivesdale, 12 years

View Profile Dec 03 2011

Bement Bancshares, Inc.

Bement Bancshares, Inc. became a new parent organization for State Bank Of Bement.

View Profile Feb 01 1982

State Bank Of Bement

State Bank Of Bement was established 110 years ago and is currently headquartered in Bement, IL.

Jan 17 1914
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Ivesdale Seller 11,510 Pooling of Interests Discontinued 12/3/2011
Relationships Role Relationship Start Relationship End
Bement Bancshares, Inc. Parent 2/1/1982
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