State Bank In Eden Valley
Eden Valley, MN — Domestic Branch of a Domestic Bank
Acquired Nov 2016
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | State Bank In Eden Valley | All Insured Commercial Banks in Minnesota |
| Interest and Fees on Loans | 686 | 3,558 |
| Income from Lease Financing Receivables | — | 8 |
| 5 | 28 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 14 |
| Income on Loans and Leases (TE) | 689 | 3,597 |
| Investment Interest Income (TE) | 111 | 436 |
| Total Interest Income (TE) | 872 | 4,176 |
| Total Interest Expense | 37 | 373 |
| Net Interest Income (TE) | 835 | 3,786 |
| Non-Interest Income | 50 | 643 |
| Adjusted Operating Income (TE) | 885 | 4,483 |
| Non-interest Expense | 712 | 2,906 |
| Provision for Loan & Lease Losses | — | 81 |
| Pretax Operating Income (TE) | 173 | 1,436 |
| Pretax Net Operating Income (TE) | 212 | 1,469 |
| Applicable Income Taxes | — | 71 |
| Net Operating Income | 209 | 1,275 |
| Net Income | 209 | 1,275 |
| Cash Dividends Declared | 348 | 762 |
| Retained Earnings | -139 | 467 |