Net Income Analysis ( % relative to Total Revenue )
Income Statement Southwest National Bank All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 2,329 7,418
Income from Lease Financing Receivables — 18
11 37
Estimated Tax Benefit from Tax-Exempt Loan Income 5 19
Income on Loans and Leases (TE) 2,334 7,480
Investment Interest Income (TE) 474 972
Total Interest Income (TE) 2,904 8,661
Total Interest Expense 174 749
Net Interest Income (TE) 2,730 7,866
Non-Interest Income 502 1,736
Adjusted Operating Income (TE) 3,232 9,962
Non-interest Expense 2,051 6,544
Provision for Loan & Lease Losses — 343
Pretax Operating Income (TE) 1,181 2,979
Pretax Net Operating Income (TE) 1,191 3,057
Applicable Income Taxes 313 104
Net Operating Income 860 2,672
Net Income 860 2,672
Cash Dividends Declared 500 1,602
Retained Earnings 360 1,026