Vitals
  • Total Assets
    100.8M -3.4 %
  • Total Deposits
    88.9M -3.4 %
  • Total Net Loans
    63.7M 6.3 %
  • Net Income
    1.1M 1.7 %
  • Book Value
    11.4M 5.2 %
  • Book Value x2
    22.8M 5.2 %
  • Book Value x3
    34.1M 5.2 %
ROAA

1.039

ROAE

9.755

Efficiency Ratio

57.045

Net Interest Margin

3.767

Balance Sheet Highlights
Financial Highlights Southern Illinois Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 100,825 290,894
Total Net Loans 63,708 191,278
Total Deposits 88,896 246,407
Total Equity 11,383 31,125
Profitability
Net Income 1,103 2,670
Return on Average Assets 1.039 .919
Return on Average Equity 9.755 8.247
Net Interest Margin 3.767 3.499
Efficiency Ratio 57.045 67.9
Noninterest Income/Revenue 11.025 16.598
Balance Sheet Ratios
Loan-to-Deposit 71.666 72.669
Securities/Assets .279 .191
Total Equity/Total Assets .113 .107
Tangible Equity/Tangible Assets .113 .103
Capital Adequacy
Tier 1 Common Capital 11,726 29,670
Tier 1 Capital 11,726 29,720
Tier 2 Capital 381 2,112
Total Capital 12,107 31,905
Total Risk Weighted Assets 73,039 212,461
Leverage Ratio 11.13 10.62
Common Equity Tier 1 Capital Ratio 16.05 16.313
Tier 1 Capital Ratio 16.05 16.329
Total Capital Ratio 16.58 17.341

Timeline for Southern Illinois Bank

Southern Illinois Bank

Southern Illinois Bank was established 25 years ago and is currently headquartered in Johnston City, IL.

Sep 10 1999
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Bank Of Dawson
 		Dawson GA 108.5M
Muleshoe State Bank
 		Muleshoe TX 109.0M
Planters And Citizens Bank
 		Camilla GA 109.1M
Preferred Bank
 		Rothville MO 107.9M
Farmers Savings Bank
 		Fostoria IA 107.7M
Freeport State Bank
 		Freeport MN 109.9M
Community Pride Bank
 		Isanti MN 107.0M
Holmes County Bank & Trust Company
 		Lexington MS 106.7M
United Citizens Bank & Trust Company
 		Campbellsburg KY 106.4M
Civis Bank
 		Rogersville TN 106.3M