Net Income Analysis ( % relative to Total Revenue )
Income Statement Sheridan State Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 796 7,882
Income from Lease Financing Receivables — 3
47 37
Estimated Tax Benefit from Tax-Exempt Loan Income 24 19
Income on Loans and Leases (TE) 820 7,929
Investment Interest Income (TE) 45 1,464
Total Interest Income (TE) 918 9,627
Total Interest Expense 48 961
Net Interest Income (TE) 870 8,621
Non-Interest Income 131 1,904
Adjusted Operating Income (TE) 1,001 10,744
Non-interest Expense 661 7,218
Provision for Loan & Lease Losses 6 284
Pretax Operating Income (TE) 334 3,142
Pretax Net Operating Income (TE) 334 3,219
Applicable Income Taxes 102 516
Net Operating Income 203 2,458
Net Income 203 2,458
Cash Dividends Declared 77 943
Retained Earnings 126 1,191