Net Income Analysis ( % relative to Total Revenue )
Income Statement Security Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 2,848 11,107
Income from Lease Financing Receivables — 1
1 29
Estimated Tax Benefit from Tax-Exempt Loan Income 1 15
Income on Loans and Leases (TE) 2,849 11,129
Investment Interest Income (TE) 116 1,636
Total Interest Income (TE) 2,977 12,872
Total Interest Expense 604 1,430
Net Interest Income (TE) 2,373 11,443
Non-Interest Income 265 3,679
Adjusted Operating Income (TE) 2,638 16,091
Non-interest Expense 1,766 10,771
Provision for Loan & Lease Losses 93 635
Pretax Operating Income (TE) 779 4,580
Pretax Net Operating Income (TE) 780 4,646
Applicable Income Taxes 247 823
Net Operating Income 502 3,504
Net Income 502 3,504
Cash Dividends Declared 200 2,018
Retained Earnings 302 1,459