Sage Bank
Lowell, MA — Cooperative Bank
Active
Vitals
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Total Assets145.5M -7.8 %
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Total Deposits103.9M -12.2 %
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Total Net Loans120.9M -12.5 %
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Net Income67000.0000 107.6 %
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Book Value12.6M 0.7 %
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Book Value x225.3M 0.7 %
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Book Value x337.9M 0.7 %
Balance Sheet Highlights
Financial Highlights | Sage Bank | All Insured Savings Banks in Massachusetts |
Balance Sheet $(000) | ||
Total Assets | 145,513 | 761,274 |
Total Net Loans | 120,922 | 592,852 |
Total Deposits | 103,861 | 596,855 |
Total Equity | 12,635 | 82,059 |
Profitability | ||
Net Income | 67 | 4,648 |
Return on Average Assets | .044 | .538 |
Return on Average Equity | .537 | 4.944 |
Net Interest Margin | 3.114 | 3.143 |
Efficiency Ratio | 100.728 | 77.098 |
Noninterest Income/Revenue | 72.148 | 14.538 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 116.427 | 95.714 |
Securities/Assets | .002 | .124 |
Total Equity/Total Assets | .087 | .108 |
Tangible Equity/Tangible Assets | .057 | .106 |
Capital Adequacy | ||
Tier 1 Common Capital | 8,337 | 80,540 |
Tier 1 Capital | 12,635 | 80,580 |
Tier 2 Capital | 854 | 5,839 |
Total Capital | 13,489 | 86,408 |
Total Risk Weighted Assets | 85,389 | 559,688 |
Leverage Ratio | 8.58 | 10.827 |
Common Equity Tier 1 Capital Ratio | 9.76 | 15.478 |
Tier 1 Capital Ratio | 14.8 | 15.53 |
Total Capital Ratio | 15.8 | 16.563 |
Timeline for Sage Bank
Sage Bank
Sage Bank was established 139 years ago and is currently headquartered in Lowell, MA.
Jan 01 1885Relationships | Role | Relationship Start | Relationship End |