Ridgestone Bank
Brookfield, WI — Domestic Branch of a Domestic Bank
Acquired Oct 2016
Vitals
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Total Assets452.7M 6.8 %
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Total Deposits360.1M 3.2 %
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Total Net Loans379.3M 9.6 %
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Net Income14.8M 93.6 %
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Book Value66.9M 26.2 %
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Book Value x2133.8M 26.2 %
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Book Value x3200.7M 26.2 %
Balance Sheet Highlights
Financial Highlights | Ridgestone Bank | All Insured Commercial Banks in Wisconsin |
Balance Sheet $(000) | ||
Total Assets | 452,706 | 263,232 |
Total Net Loans | 379,335 | 183,649 |
Total Deposits | 360,070 | 218,604 |
Total Equity | 66,900 | 31,267 |
Profitability | ||
Net Income | 14,751 | 2,231 |
Return on Average Assets | 4.463 | 1.039 |
Return on Average Equity | 32.201 | 8.761 |
Net Interest Margin | 6.313 | 3.736 |
Efficiency Ratio | 45.973 | 64.656 |
Noninterest Income/Revenue | 58.435 | 15.276 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 105.35 | 83.078 |
Securities/Assets | .06 | .168 |
Total Equity/Total Assets | .148 | .119 |
Tangible Equity/Tangible Assets | .1 | .116 |
Capital Adequacy | ||
Tier 1 Common Capital | 62,665 | 29,566 |
Tier 1 Capital | 62,665 | 29,567 |
Tier 2 Capital | 5,402 | 2,293 |
Total Capital | 68,067 | 31,895 |
Total Risk Weighted Assets | 427,449 | 196,866 |
Leverage Ratio | 14.03 | 11.469 |
Common Equity Tier 1 Capital Ratio | 14.66 | 16.011 |
Tier 1 Capital Ratio | 14.66 | 16.015 |
Total Capital Ratio | 15.92 | 17.179 |
Timeline for Ridgestone Bank
Ridgestone Real Estate Divestiture, Inc.
Ridgestone Real Estate Divestiture, Inc. became a new subsidiary organization for Ridgestone Bank.
View Profile Dec 08 2000Ridgestone Bank
Ridgestone Bank was established 28 years ago and is currently headquartered in Brookfield, WI.
Dec 07 1995Ridgestone Financial Services, Inc.
Ridgestone Financial Services, Inc. became a new parent organization for Ridgestone Bank.
View Profile Dec 07 1995Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
Byline Bank | Buyer | 2,747,929 | Acquisition | Discontinued | 10/15/2016 |
Relationships | Role | Relationship Start | Relationship End |
Ridgestone Financial Services, Inc. | Parent | 9/19/2006 | 10/14/2016 |
Ridgestone Financial Services, Inc. | Parent | 12/7/1995 | 9/18/2006 |
Ridgestone Real Estate Divestiture, Inc. | Subsidary | 12/8/2000 | 12/31/2001 |
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