Vitals
  • Total Assets
    167.7M 5.3 %
  • Total Deposits
    151.0M 5.6 %
  • Total Net Loans
    115.1M 13.2 %
  • Net Income
    1.7M 5.5 %
  • Book Value
    15.6M 3.3 %
  • Book Value x2
    31.2M 3.3 %
  • Book Value x3
    46.8M 3.3 %
ROAA

1.018

ROAE

10.853

Efficiency Ratio

78.562

Net Interest Margin

4.345

Balance Sheet Highlights
Financial Highlights Premier Bank Of The South All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 167,714 266,812
Total Net Loans 115,081 157,006
Total Deposits 151,007 227,200
Total Equity 15,605 30,855
Profitability
Net Income 1,678 2,603
Return on Average Assets 1.018 .91
Return on Average Equity 10.853 7.525
Net Interest Margin 4.345 3.872
Efficiency Ratio 78.562 69.238
Noninterest Income/Revenue 20.048 15.218
Balance Sheet Ratios
Loan-to-Deposit 76.209 65.031
Securities/Assets .147 .23
Total Equity/Total Assets .093 .116
Tangible Equity/Tangible Assets .093 .114
Capital Adequacy
Tier 1 Common Capital 15,767 30,655
Tier 1 Capital 15,767 30,655
Tier 2 Capital 1,351 1,864
Total Capital 17,118 32,526
Total Risk Weighted Assets 107,805 184,216
Leverage Ratio 9.65 11.829
Common Equity Tier 1 Capital Ratio 14.63 18.757
Tier 1 Capital Ratio 14.63 18.762
Total Capital Ratio 15.88 19.824

Timeline for Premier Bank Of The South

Fcb Bancshares, Inc.

Fcb Bancshares, Inc. became a new parent organization for Premier Bank Of The South.

View Profile Jul 01 1994

Premier Bank Of The South

Premier Bank Of The South was established 36 years ago and is currently headquartered in Cullman, AL.

Nov 30 1987
Relationships Role Relationship Start Relationship End
Fcb Bancshares, Inc. Parent 7/1/1994
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