Vitals
  • Total Assets
    101.4M -1.4 %
  • Total Deposits
    84.7M -4.0 %
  • Total Net Loans
    32.1M 4.0 %
  • Net Income
    853000.0000 22.9 %
  • Book Value
    7.7M -0.9 %
  • Book Value x2
    15.3M -0.9 %
  • Book Value x3
    23.0M -0.9 %
ROAA

.847

ROAE

10.257

Efficiency Ratio

78.118

Net Interest Margin

3.116

Balance Sheet Highlights
Financial Highlights Pointwest Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 101,411 358,087
Total Net Loans 32,129 213,533
Total Deposits 84,733 308,027
Total Equity 7,669 38,740
Profitability
Net Income 853 3,845
Return on Average Assets .847 1.025
Return on Average Equity 10.257 9.415
Net Interest Margin 3.116 3.773
Efficiency Ratio 78.118 66.762
Noninterest Income/Revenue 25.339 16.375
Balance Sheet Ratios
Loan-to-Deposit 37.918 65.494
Securities/Assets .346 .214
Total Equity/Total Assets .076 .108
Tangible Equity/Tangible Assets .076 .104
Capital Adequacy
Tier 1 Common Capital 8,715 37,278
Tier 1 Capital 8,715 37,303
Tier 2 Capital 327 2,526
Total Capital 9,042 39,866
Total Risk Weighted Assets 43,633 237,367
Leverage Ratio 8.51 10.563
Common Equity Tier 1 Capital Ratio 19.97 18.073
Tier 1 Capital Ratio 19.97 18.097
Total Capital Ratio 20.72 19.169

Timeline for Pointwest Bank

West Bancshares Of Delaware, Inc.

West Bancshares Of Delaware, Inc. became a new parent organization for Pointwest Bank.

View Profile Jun 26 1989

West Bancshares, Inc.

West Bancshares, Inc. became a new parent organization for Pointwest Bank.

View Profile Dec 31 1980

Pointwest Bank

Pointwest Bank was established 131 years ago and is currently headquartered in West, TX.

Jan 01 1893
Relationships Role Relationship Start Relationship End
West Bancshares Of Delaware, Inc. Parent 4/24/1991
West Bancshares Of Delaware, Inc. Parent 6/26/1989 4/23/1991
West Bancshares, Inc. Parent 12/31/1984 6/25/1989
West Bancshares, Inc. Parent 12/31/1982 12/30/1984
West Bancshares, Inc. Parent 12/31/1981 12/30/1982
West Bancshares, Inc. Parent 12/31/1980 12/30/1981
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