Vitals
  • Total Assets
    1.0B 26.7 %
  • Total Deposits
    920.0M 24.2 %
  • Total Net Loans
    562.0M 37.6 %
  • Net Income
    10.8M 24.2 %
  • Book Value
    98.5M 42.3 %
  • Book Value x2
    197.0M 42.3 %
  • Book Value x3
    295.6M 42.3 %
ROAA

1.062

ROAE

10.633

Efficiency Ratio

59.606

Net Interest Margin

3.673

Balance Sheet Highlights
Financial Highlights Planters Bank & Trust Company All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 1,033,732 525,484
Total Net Loans 561,997 348,104
Total Deposits 919,984 440,088
Total Equity 98,522 60,485
Profitability
Net Income 10,838 5,177
Return on Average Assets 1.062 .911
Return on Average Equity 10.633 8.357
Net Interest Margin 3.673 3.971
Efficiency Ratio 59.606 70.327
Noninterest Income/Revenue 19.163 22.171
Balance Sheet Ratios
Loan-to-Deposit 61.088 71.665
Securities/Assets .33 .197
Total Equity/Total Assets .095 .115
Tangible Equity/Tangible Assets .089 .102
Capital Adequacy
Tier 1 Common Capital 90,823 52,498
Tier 1 Capital 90,823 52,598
Tier 2 Capital 4,790 3,510
Total Capital 95,613 56,103
Total Risk Weighted Assets 637,913 380,206
Leverage Ratio 8.9 10.71
Common Equity Tier 1 Capital Ratio 14.24 16.284
Tier 1 Capital Ratio 14.24 16.342
Total Capital Ratio 14.99 17.377

Timeline for Planters Bank & Trust Company

Covenant Bank

Acquisition: Planters Bank & Trust Company acquired a new subsidiary, Covenant Bank, 8 years

View Profile Feb 01 2016

Cleveland Community Bank, S.S.B.

Acquisition: Planters Bank & Trust Company acquired a new subsidiary, Cleveland Community Bank, S.S.B., 15 years

View Profile Dec 06 2008

Security Federal Savings And Loan Association

Acquisition: Planters Bank & Trust Company acquired a new subsidiary, Security Federal Savings And Loan Association, 30 years

View Profile Apr 16 1994

Planters Holding Company

Planters Holding Company became a new parent organization for Planters Bank & Trust Company.

View Profile Apr 30 1981

Planters Bank & Trust Company

Planters Bank & Trust Company was established 104 years ago and is currently headquartered in Indianola, MS.

Apr 10 1920
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Covenant Bank Seller 222,122 Acquisition Discontinued 2/1/2016
Cleveland Community Bank, S.S.B. Seller 19,985 Acquisition Discontinued 12/6/2008
Security Federal Savings And Loan Association Seller 162,511 Failure 4/16/1994
Relationships Role Relationship Start Relationship End
Planters Holding Company Parent 10/14/1998
Planters Holding Company Parent 12/31/1993 10/13/1998
Planters Holding Company Parent 12/31/1992 12/30/1993
Planters Holding Company Parent 12/31/1988 12/30/1992
Planters Holding Company Parent 12/31/1983 12/30/1988
Planters Holding Company Parent 12/31/1982 12/30/1983
Planters Holding Company Parent 4/30/1981 12/30/1982
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