Vitals
  • Total Assets
    89.2M 0.1 %
  • Total Deposits
    75.9M -3.7 %
  • Total Net Loans
    56.3M 13.3 %
  • Net Income
    873000.0000 32.3 %
  • Book Value
    9.9M -1.4 %
  • Book Value x2
    19.7M -1.4 %
  • Book Value x3
    29.6M -1.4 %
ROAA

.978

ROAE

8.728

Efficiency Ratio

64.301

Net Interest Margin

3.046

Balance Sheet Highlights
Financial Highlights Philo Exchange Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 89,207 290,894
Total Net Loans 56,290 191,278
Total Deposits 75,908 246,407
Total Equity 9,871 31,125
Profitability
Net Income 873 2,670
Return on Average Assets .978 .919
Return on Average Equity 8.728 8.247
Net Interest Margin 3.046 3.499
Efficiency Ratio 64.301 67.9
Noninterest Income/Revenue 6.697 16.598
Balance Sheet Ratios
Loan-to-Deposit 74.156 72.669
Securities/Assets .265 .191
Total Equity/Total Assets .111 .107
Tangible Equity/Tangible Assets .097 .103
Capital Adequacy
Tier 1 Common Capital 9,012 29,670
Tier 1 Capital 9,012 29,720
Tier 2 Capital 634 2,112
Total Capital 9,646 31,905
Total Risk Weighted Assets 65,605 212,461
Leverage Ratio 10.17 10.62
Common Equity Tier 1 Capital Ratio 13.74 16.313
Tier 1 Capital Ratio 13.74 16.329
Total Capital Ratio 14.7 17.341

Timeline for Philo Exchange Bank

The State Bank Of Allerton

Acquisition: Philo Exchange Bank acquired a new subsidiary, The State Bank Of Allerton, 19 years

View Profile Dec 12 2004

Yankee Ridge, Inc.

Yankee Ridge, Inc. became a new parent organization for Philo Exchange Bank.

View Profile Jan 17 2001

Philo Exchange Bank

Philo Exchange Bank was established 141 years ago and is currently headquartered in Philo, IL.

Jan 01 1883
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The State Bank Of Allerton Seller 19,346 Pooling of Interests Discontinued 12/12/2004
Relationships Role Relationship Start Relationship End
Yankee Ridge, Inc. Parent 1/17/2001
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