Vitals
  • Total Assets
    79.2M 1.7 %
  • Total Deposits
    70.2M 1.7 %
  • Total Net Loans
    26.8M -8.1 %
  • Net Income
    1.2M 10.6 %
  • Book Value
    9.0M 1.4 %
  • Book Value x2
    18.1M 1.4 %
  • Book Value x3
    27.1M 1.4 %
ROAA

1.585

ROAE

13.038

Efficiency Ratio

40.399

Net Interest Margin

3.1

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 79,238 358,087
Total Net Loans 26,796 213,533
Total Deposits 70,166 308,027
Total Equity 9,036 38,740
Profitability
Net Income 1,204 3,845
Return on Average Assets 1.585 1.025
Return on Average Equity 13.038 9.415
Net Interest Margin 3.1 3.773
Efficiency Ratio 40.399 66.762
Noninterest Income/Revenue 4.509 16.375
Balance Sheet Ratios
Loan-to-Deposit 38.189 65.494
Securities/Assets .537 .214
Total Equity/Total Assets .114 .108
Tangible Equity/Tangible Assets .114 .104
Capital Adequacy
Tier 1 Common Capital 9,371 37,278
Tier 1 Capital 9,371 37,303
Tier 2 Capital 68 2,526
Total Capital 9,439 39,866
Total Risk Weighted Assets 32,752 237,367
Leverage Ratio 12.21 10.563
Common Equity Tier 1 Capital Ratio 28.61 18.073
Tier 1 Capital Ratio 28.61 18.097
Total Capital Ratio 28.82 19.169

Timeline for Peoples State Bank

Peoples State Bank

Peoples State Bank was established 81 years ago and is currently headquartered in Rocksprings, TX.

May 01 1943
Relationships Role Relationship Start Relationship End
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