Net Income Analysis ( % relative to Total Revenue )
Income Statement Peoples State Bank Of Chandlerville All Insured Commercial Banks in Illinois
Interest and Fees on Loans 2,311 8,664
Income from Lease Financing Receivables — 2,252
— 152
Estimated Tax Benefit from Tax-Exempt Loan Income — 79
Income on Loans and Leases (TE) 2,311 8,760
Investment Interest Income (TE) 362 1,848
Total Interest Income (TE) 2,700 10,831
Total Interest Expense 1,053 4,794
Net Interest Income (TE) 1,647 6,074
Non-Interest Income 419 1,168
Adjusted Operating Income (TE) 2,066 7,321
Non-interest Expense 2,055 4,516
Provision for Loan & Lease Losses 143 1,092
Pretax Operating Income (TE) — 10,606
Pretax Net Operating Income (TE) — 10,736
Applicable Income Taxes 54 3,591
Net Operating Income — 7,172
Net Income — 7,184
Cash Dividends Declared 457 3,470
Retained Earnings — 4,980