Vitals
  • Total Assets
    111.2M -1.8 %
  • Total Deposits
    87.7M -6.6 %
  • Total Net Loans
    81.0M 0.5 %
  • Net Income
    1.9M 1,663.2 %
  • Book Value
    15.1M 11.9 %
  • Book Value x2
    30.2M 11.9 %
  • Book Value x3
    45.4M 11.9 %
ROAA

1.665

ROAE

12.955

Efficiency Ratio

85.73

Net Interest Margin

3.691

Balance Sheet Highlights
Financial Highlights Peoplefirst Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 111,238 290,894
Total Net Loans 81,013 191,278
Total Deposits 87,703 246,407
Total Equity 15,124 31,125
Profitability
Net Income 1,869 2,670
Return on Average Assets 1.665 .919
Return on Average Equity 12.955 8.247
Net Interest Margin 3.691 3.499
Efficiency Ratio 85.73 67.9
Noninterest Income/Revenue 4.87 16.598
Balance Sheet Ratios
Loan-to-Deposit 92.372 72.669
Securities/Assets .144 .191
Total Equity/Total Assets .136 .107
Tangible Equity/Tangible Assets .136 .103
Capital Adequacy
Tier 1 Common Capital 14,190 29,670
Tier 1 Capital 14,190 29,720
Tier 2 Capital 968 2,112
Total Capital 15,158 31,905
Total Risk Weighted Assets 83,495 212,461
Leverage Ratio 13.02 10.62
Common Equity Tier 1 Capital Ratio 17 16.313
Tier 1 Capital Ratio 17 16.329
Total Capital Ratio 18.15 17.341

Timeline for Peoplefirst Bank

Peoplefirst Bank

Peoplefirst Bank was established 17 years ago and is currently headquartered in Joliet, IL.

Jan 08 2007
Relationships Role Relationship Start Relationship End
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