Vitals
  • Total Assets
    115.6M 2.4 %
  • Total Deposits
    100.7M 1.8 %
  • Total Net Loans
    83.3M 0.3 %
  • Net Income
    1.2M 11.0 %
  • Book Value
    14.0M 6.4 %
  • Book Value x2
    28.0M 6.4 %
  • Book Value x3
    42.0M 6.4 %
ROAA

1.019

ROAE

8.465

Efficiency Ratio

66.252

Net Interest Margin

4.718

Balance Sheet Highlights
Financial Highlights People's Bank And Trust Company Of Pickett County All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 115,570 350,717
Total Net Loans 83,317 240,957
Total Deposits 100,653 296,573
Total Equity 14,007 37,152
Profitability
Net Income 1,159 3,593
Return on Average Assets 1.019 .956
Return on Average Equity 8.465 8.82
Net Interest Margin 4.718 4.036
Efficiency Ratio 66.252 69.386
Noninterest Income/Revenue 8.712 17.129
Balance Sheet Ratios
Loan-to-Deposit 82.777 77.925
Securities/Assets .105 .166
Total Equity/Total Assets .121 .106
Tangible Equity/Tangible Assets .12 .103
Capital Adequacy
Tier 1 Common Capital 13,612 35,983
Tier 1 Capital 13,612 36,157
Tier 2 Capital 1,036 2,649
Total Capital 14,648 38,803
Total Risk Weighted Assets 81,920 253,332
Leverage Ratio 11.89 10.564
Common Equity Tier 1 Capital Ratio 16.62 15.215
Tier 1 Capital Ratio 16.62 15.278
Total Capital Ratio 17.88 16.362

Timeline for People's Bank And Trust Company Of Pickett County

People's Investment Company, Inc.

People's Investment Company, Inc. became a new subsidiary organization for People's Bank And Trust Company Of Pickett County.

View Profile Nov 15 1999

Albany Loan Company, Inc.

Albany Loan Company, Inc. became a new subsidiary organization for People's Bank And Trust Company Of Pickett County.

View Profile Sep 06 1994

Upper Cumberland Bancshares, Inc.

Upper Cumberland Bancshares, Inc. became a new parent organization for People's Bank And Trust Company Of Pickett County.

View Profile Aug 01 1983

People's Bank And Trust Company Of Pickett County

People's Bank And Trust Company Of Pickett County was established 46 years ago and is currently headquartered in Byrdstown, TN.

Nov 27 1978
Relationships Role Relationship Start Relationship End
Upper Cumberland Bancshares, Inc. Parent 3/31/1988
Upper Cumberland Bancshares, Inc. Parent 3/31/1987 3/30/1988
Upper Cumberland Bancshares, Inc. Parent 12/31/1984 3/30/1987
Upper Cumberland Bancshares, Inc. Parent 8/1/1983 12/30/1984
Albany Loan Company, Inc. Subsidary 6/30/2007
People's Investment Company, Inc. Subsidary 6/30/2007 12/18/2007
Albany Loan Company, Inc. Subsidary 9/6/1994 6/29/2007
People's Investment Company, Inc. Subsidary 11/15/1999 6/29/2007
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