Vitals
  • Total Assets
    101.1M 7.7 %
  • Total Deposits
    87.9M 8.6 %
  • Total Net Loans
    64.4M 5.0 %
  • Net Income
    1.2M 25.2 %
  • Book Value
    10.1M 4.0 %
  • Book Value x2
    20.3M 4.0 %
  • Book Value x3
    30.4M 4.0 %
ROAA

1.29

ROAE

12.335

Efficiency Ratio

71.843

Net Interest Margin

4.409

Balance Sheet Highlights
Financial Highlights Patriots Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 101,100 161,058
Total Net Loans 64,450 97,183
Total Deposits 87,937 131,657
Total Equity 10,139 18,008
Profitability
Net Income 1,246 1,663
Return on Average Assets 1.29 .954
Return on Average Equity 12.335 8.443
Net Interest Margin 4.409 3.683
Efficiency Ratio 71.843 68.374
Noninterest Income/Revenue 11.072 15.013
Balance Sheet Ratios
Loan-to-Deposit 73.291 72.321
Securities/Assets .212 .241
Total Equity/Total Assets .1 .112
Tangible Equity/Tangible Assets .1 .109
Capital Adequacy
Tier 1 Common Capital 10,325 17,454
Tier 1 Capital 10,325 17,457
Tier 2 Capital 835 1,279
Total Capital 11,160 18,771
Total Risk Weighted Assets 68,471 112,595
Leverage Ratio 10.41 11.048
Common Equity Tier 1 Capital Ratio 15.08 16.94
Tier 1 Capital Ratio 15.08 16.949
Total Capital Ratio 16.3 18.109

Timeline for Patriots Bank

Peoples Bank Of Kansas

Acquisition: Patriots Bank acquired a new subsidiary, Peoples Bank Of Kansas, 31 years

View Profile Jan 13 1993

State Bank Of Westphalia

Acquisition: Patriots Bank acquired a new subsidiary, State Bank Of Westphalia, 38 years

View Profile Aug 16 1986

Garnett Bancshares, Inc.

Garnett Bancshares, Inc. became a new parent organization for Patriots Bank.

View Profile Sep 07 1978

Patriots Bank

Patriots Bank was established 125 years ago and is currently headquartered in Garnett, KS.

Jan 01 1899
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Of Kansas Seller 15,382 Discontinued 1/13/1993
State Bank Of Westphalia Seller 4,830 Failure 8/16/1986
Relationships Role Relationship Start Relationship End
Garnett Bancshares, Inc. Parent 12/23/2003
Garnett Bancshares, Inc. Parent 10/3/1995 12/22/2003
Garnett Bancshares, Inc. Parent 12/31/1993 10/2/1995
Garnett Bancshares, Inc. Parent 6/19/1990 12/30/1993
Garnett Bancshares, Inc. Parent 12/31/1983 6/18/1990
Garnett Bancshares, Inc. Parent 12/31/1981 12/30/1983
Garnett Bancshares, Inc. Parent 9/7/1978 12/30/1981
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