Net Income Analysis ( % relative to Total Revenue )
Income Statement Partners Bank Of California All Insured Commercial Banks in California
Interest and Fees on Loans 6,422 39,600
Income from Lease Financing Receivables — 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 6,422 39,939
Investment Interest Income (TE) 277 4,547
Total Interest Income (TE) 6,836 46,718
Total Interest Expense 542 3,460
Net Interest Income (TE) 6,294 42,511
Non-Interest Income 224 7,405
Adjusted Operating Income (TE) 6,518 56,117
Non-interest Expense 4,583 31,848
Provision for Loan & Lease Losses 419 726
Pretax Operating Income (TE) 1,516 20,596
Pretax Net Operating Income (TE) 1,516 21,052
Applicable Income Taxes 691 7,212
Net Operating Income 825 12,949
Net Income 825 12,577
Cash Dividends Declared 20 2,927
Retained Earnings 805 8,927