Vitals
  • Total Assets
    128.1M -0.7 %
  • Total Deposits
    105.9M 0.0 %
  • Total Net Loans
    64.8M -7.9 %
  • Net Income
    1.6M -12.0 %
  • Book Value
    16.1M -2.8 %
  • Book Value x2
    32.2M -2.8 %
  • Book Value x3
    48.4M -2.8 %
ROAA

1.2

ROAE

9.296

Efficiency Ratio

63.43

Net Interest Margin

3.408

Balance Sheet Highlights
Financial Highlights North Central Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 128,134 290,894
Total Net Loans 64,769 191,278
Total Deposits 105,859 246,407
Total Equity 16,125 31,125
Profitability
Net Income 1,561 2,670
Return on Average Assets 1.2 .919
Return on Average Equity 9.296 8.247
Net Interest Margin 3.408 3.499
Efficiency Ratio 63.43 67.9
Noninterest Income/Revenue 12.454 16.598
Balance Sheet Ratios
Loan-to-Deposit 61.184 72.669
Securities/Assets .403 .191
Total Equity/Total Assets .126 .107
Tangible Equity/Tangible Assets .105 .103
Capital Adequacy
Tier 1 Common Capital 14,296 29,670
Tier 1 Capital 14,296 29,720
Tier 2 Capital 952 2,112
Total Capital 15,248 31,905
Total Risk Weighted Assets 75,834 212,461
Leverage Ratio 11.09 10.62
Common Equity Tier 1 Capital Ratio 18.85 16.313
Tier 1 Capital Ratio 18.85 16.329
Total Capital Ratio 20.11 17.341

Timeline for North Central Bank

Bank Of Ladd

Acquisition: North Central Bank acquired a new subsidiary, Bank Of Ladd, 26 years

View Profile Nov 30 1998

Putnam County Bancorp, Inc.

Putnam County Bancorp, Inc. became a new parent organization for North Central Bank.

View Profile Dec 31 1985

North Central Bank

North Central Bank was established 77 years ago and is currently headquartered in Hennepin, IL.

Dec 07 1946
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Ladd Seller 32,853 Pooling of Interests Discontinued 11/30/1998
Relationships Role Relationship Start Relationship End
Putnam County Bancorp, Inc. Parent 12/31/1985
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