Net Income Analysis ( % relative to Total Revenue )
Income Statement Nixon State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 364 2,190
Income from Lease Financing Receivables — 0
2 7
Estimated Tax Benefit from Tax-Exempt Loan Income — 3
Income on Loans and Leases (TE) 364 2,201
Investment Interest Income (TE) 95 485
Total Interest Income (TE) 486 2,786
Total Interest Expense 16 239
Net Interest Income (TE) 470 2,532
Non-Interest Income 93 530
Adjusted Operating Income (TE) 563 3,117
Non-interest Expense 686 2,054
Provision for Loan & Lease Losses — 57
Pretax Operating Income (TE) -123 984
Pretax Net Operating Income (TE) -123 1,000
Applicable Income Taxes — 113
Net Operating Income -123 780
Net Income -123 779
Cash Dividends Declared — 226
Retained Earnings -123 492