Net Income Analysis ( % relative to Total Revenue )
Income Statement Mutual Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 34,571 4,218
Income from Lease Financing Receivables — 614
13 67
Estimated Tax Benefit from Tax-Exempt Loan Income — 28
Income on Loans and Leases (TE) 34,571 4,270
Investment Interest Income (TE) 2,756 1,003
Total Interest Income (TE) 37,485 5,211
Total Interest Expense 34,279 1,968
Net Interest Income (TE) 3,206 3,201
Non-Interest Income 524 812
Adjusted Operating Income (TE) 3,730 4,022
Non-interest Expense 15,501 2,850
Provision for Loan & Lease Losses 69,636 4,817
Pretax Operating Income (TE) — 2,964
Pretax Net Operating Income (TE) — 3,024
Applicable Income Taxes — 1,141
Net Operating Income — 2,181
Net Income — 2,174
Cash Dividends Declared — 1,970
Retained Earnings — 1,024