Vitals
  • Total Assets
    174.9M 1.1 %
  • Total Deposits
    144.9M 2.5 %
  • Total Net Loans
    36.7M 7.6 %
  • Net Income
    2.5M -4.2 %
  • Book Value
    22.3M -3.2 %
  • Book Value x2
    44.6M -3.2 %
  • Book Value x3
    66.9M -3.2 %
ROAA

1.503

ROAE

10.404

Efficiency Ratio

47.785

Net Interest Margin

2.991

Balance Sheet Highlights
Financial Highlights Muenster State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 174,927 358,087
Total Net Loans 36,735 213,533
Total Deposits 144,914 308,027
Total Equity 22,288 38,740
Profitability
Net Income 2,539 3,845
Return on Average Assets 1.503 1.025
Return on Average Equity 10.404 9.415
Net Interest Margin 2.991 3.773
Efficiency Ratio 47.785 66.762
Noninterest Income/Revenue 10.019 16.375
Balance Sheet Ratios
Loan-to-Deposit 25.35 65.494
Securities/Assets .708 .214
Total Equity/Total Assets .127 .108
Tangible Equity/Tangible Assets .127 .104
Capital Adequacy
Tier 1 Common Capital 22,557 37,278
Tier 1 Capital 22,557 37,303
Tier 2 Capital 659 2,526
Total Capital 23,216 39,866
Total Risk Weighted Assets 62,991 237,367
Leverage Ratio 13.02 10.563
Common Equity Tier 1 Capital Ratio 35.81 18.073
Tier 1 Capital Ratio 35.81 18.097
Total Capital Ratio 36.86 19.169

Timeline for Muenster State Bank

Muenster State Bank

Muenster State Bank was established 101 years ago and is currently headquartered in Muenster, TX.

Jul 03 1923
Relationships Role Relationship Start Relationship End
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