Vitals
  • Total Assets
    93.6M 1.8 %
  • Total Deposits
    74.0M 2.2 %
  • Total Net Loans
    47.1M 12.4 %
  • Net Income
    440000.0000 -0.9 %
  • Book Value
    12.0M 2.3 %
  • Book Value x2
    24.0M 2.3 %
  • Book Value x3
    36.0M 2.3 %
ROAA

.498

ROAE

3.675

Efficiency Ratio

85.32

Net Interest Margin

3.981

Balance Sheet Highlights
Financial Highlights Minnesota Lakes Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 93,575 147,703
Total Net Loans 47,076 97,223
Total Deposits 73,985 126,600
Total Equity 12,005 15,565
Profitability
Net Income 440 1,683
Return on Average Assets .498 1.08
Return on Average Equity 3.675 9.905
Net Interest Margin 3.981 3.845
Efficiency Ratio 85.32 68.21
Noninterest Income/Revenue 30.051 13.68
Balance Sheet Ratios
Loan-to-Deposit 63.629 75.205
Securities/Assets .271 .174
Total Equity/Total Assets .128 .105
Tangible Equity/Tangible Assets .095 .103
Capital Adequacy
Tier 1 Common Capital 9,149 15,225
Tier 1 Capital 9,149 15,232
Tier 2 Capital 388 1,135
Total Capital 9,537 16,386
Total Risk Weighted Assets 58,091 105,251
Leverage Ratio 10.29 10.475
Common Equity Tier 1 Capital Ratio 15.75 15.3
Tier 1 Capital Ratio 15.75 15.308
Total Capital Ratio 16.42 16.398

Timeline for Minnesota Lakes Bank

Wilcox Bancshares, Inc.

Wilcox Bancshares, Inc. became a new parent organization for Minnesota Lakes Bank.

View Profile Sep 12 2014

Crsb Bancorp, Inc.

Crsb Bancorp, Inc. became a new parent organization for Minnesota Lakes Bank.

View Profile Apr 30 2002

Minnesota Lakes Bank

Minnesota Lakes Bank was established 41 years ago and is currently headquartered in Delano, MN.

Jun 24 1982
Relationships Role Relationship Start Relationship End
Wilcox Bancshares, Inc. Parent 9/12/2014
Crsb Bancorp, Inc. Parent 2/1/2007 9/11/2014
Crsb Bancorp, Inc. Parent 4/30/2002 1/31/2007
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