Vitals
  • Total Assets
    146.9M -0.2 %
  • Total Deposits
    123.9M 1.6 %
  • Total Net Loans
    113.4M 3.3 %
  • Net Income
    2.4M 2.8 %
  • Book Value
    17.0M 3.8 %
  • Book Value x2
    34.0M 3.8 %
  • Book Value x3
    50.9M 3.8 %
ROAA

1.618

ROAE

14.323

Efficiency Ratio

66.563

Net Interest Margin

4.091

Balance Sheet Highlights
Financial Highlights Metropolitan Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 146,937 1,346,313
Total Net Loans 113,382 907,793
Total Deposits 123,904 1,084,972
Total Equity 16,976 169,778
Profitability
Net Income 2,386 12,577
Return on Average Assets 1.618 .955
Return on Average Equity 14.323 8.072
Net Interest Margin 4.091 3.784
Efficiency Ratio 66.563 64.937
Noninterest Income/Revenue 1.059 13.682
Balance Sheet Ratios
Loan-to-Deposit 91.508 83.983
Securities/Assets .084 .141
Total Equity/Total Assets .116 .126
Tangible Equity/Tangible Assets .116 .113
Capital Adequacy
Tier 1 Common Capital 17,305 147,337
Tier 1 Capital 17,305 147,552
Tier 2 Capital 1,275 11,893
Total Capital 18,580 160,236
Total Risk Weighted Assets 100,777 1,009,488
Leverage Ratio 11.84 11.256
Common Equity Tier 1 Capital Ratio 17.17 14.697
Tier 1 Capital Ratio 17.17 14.792
Total Capital Ratio 18.44 16.005

Timeline for Metropolitan Bank

Barbary Coast National Bank

Acquisition: Metropolitan Bank acquired a new subsidiary, Barbary Coast National Bank, 29 years

View Profile May 20 1994

Regent Thrift And Loan Association

Acquisition: Metropolitan Bank acquired a new subsidiary, Regent Thrift And Loan Association, 30 years

View Profile Sep 18 1993

Met Financial Corporation

Met Financial Corporation became a new parent organization for Metropolitan Bank.

View Profile Jun 09 1986

Metropolitan Bank

Metropolitan Bank was established 40 years ago and is currently headquartered in Oakland, CA.

Sep 01 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Barbary Coast National Bank Seller 10,678 Failure 5/20/1994
Regent Thrift And Loan Association Seller 35,751 Failure 9/18/1993
Relationships Role Relationship Start Relationship End
Met Financial Corporation Parent 6/9/1986
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