Vitals
  • Total Assets
    96.0M 72.7 %
  • Total Deposits
    86.4M 78.7 %
  • Total Net Loans
    68.1M 67.2 %
  • Net Income
    230000.0000 6.0 %
  • Book Value
    8.2M 45.8 %
  • Book Value x2
    16.3M 45.8 %
  • Book Value x3
    24.5M 45.8 %
ROAA

.968

ROAE

11.489

Efficiency Ratio

66.051

Net Interest Margin

4.192

Balance Sheet Highlights
Financial Highlights Merchants Bank, National Association All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 95,953 108,772
Total Net Loans 68,140 77,618
Total Deposits 86,357 88,800
Total Equity 8,172 10,816
Profitability
Net Income 230 447
Return on Average Assets .968 1.072
Return on Average Equity 11.489 10.391
Net Interest Margin 4.192 3.939
Efficiency Ratio 66.051 72.218
Noninterest Income/Revenue 27.952 10.126
Balance Sheet Ratios
Loan-to-Deposit 78.905 83.34
Securities/Assets .068 .25
Total Equity/Total Assets .085 .099
Tangible Equity/Tangible Assets .085 .027
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,039 10,111
Tier 2 Capital 929 962
Total Capital 8,968 11,077
Total Risk Weighted Assets 75,702 84,982
Leverage Ratio 8.46 9.714
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.62 13.119
Total Capital Ratio 11.85 14.244

Timeline for Merchants Bank, National Association

Merchants Bank, National Association

Merchants Bank, National Association was acquired by Merchants Bank, National Association 14 years

View Profile Jun 27 2009

Merchants Bank, National Association

Merchants Bank, National Association was established 20 years ago and is currently headquartered in La Crescent, MN.

Oct 01 2003

Merchants Bank, National Association

Acquisition: Merchants Bank, National Association acquired a new subsidiary, Merchants Bank, National Association, 20 years

View Profile Oct 01 2003

Merchants Financial Group, Inc.

Merchants Financial Group, Inc. became a new parent organization for Merchants Bank, National Association.

View Profile Oct 01 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Merchants Bank, National Association Buyer 1,651,880 Pooling of Interests Discontinued 6/27/2009
Merchants Bank, National Association Seller 25,193 Pooling of Interests Discontinued 4/1/2008
Merchants Bank, National Association Seller 25,193 Sale of Assets 10/1/2003
Relationships Role Relationship Start Relationship End
Merchants Financial Group, Inc. Parent 10/1/2003 6/26/2009
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