Vitals
  • Total Assets
    415.7M 2.2 %
  • Total Deposits
    352.2M 0.6 %
  • Total Net Loans
    299.9M 6.6 %
  • Net Income
    3.3M 0.4 %
  • Book Value
    41.8M 5.7 %
  • Book Value x2
    83.6M 5.7 %
  • Book Value x3
    125.4M 5.7 %
ROAA

.816

ROAE

8.115

Efficiency Ratio

68.219

Net Interest Margin

4.042

Balance Sheet Highlights
Financial Highlights Legends Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 415,703 350,717
Total Net Loans 299,879 240,957
Total Deposits 352,186 296,573
Total Equity 41,799 37,152
Profitability
Net Income 3,329 3,593
Return on Average Assets .816 .956
Return on Average Equity 8.115 8.82
Net Interest Margin 4.042 4.036
Efficiency Ratio 68.219 69.386
Noninterest Income/Revenue 10.228 17.129
Balance Sheet Ratios
Loan-to-Deposit 85.148 77.925
Securities/Assets .183 .166
Total Equity/Total Assets .101 .106
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital 42,834 35,983
Tier 1 Capital 42,834 36,157
Tier 2 Capital 3,162 2,649
Total Capital 45,996 38,803
Total Risk Weighted Assets 354,819 253,332
Leverage Ratio 10.47 10.564
Common Equity Tier 1 Capital Ratio 12.07 15.215
Tier 1 Capital Ratio 12.07 15.278
Total Capital Ratio 12.96 16.362

Timeline for Legends Bank

Legends Financial Holdings, Inc.

Legends Financial Holdings, Inc. became a new parent organization for Legends Bank.

View Profile Jul 01 2002

Legends Financial Services, Inc.

Legends Financial Services, Inc. became a new subsidiary organization for Legends Bank.

View Profile Jul 01 2002

Legends Bank

Legends Bank was established 25 years ago and is currently headquartered in Clarksville, TN.

Nov 12 1998
Relationships Role Relationship Start Relationship End
Legends Financial Holdings, Inc. Parent 7/1/2002
Legends Financial Services, Inc. Subsidary 6/30/2007
Legends Financial Services, Inc. Subsidary 7/1/2002 6/29/2007
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