Vitals
  • Total Assets
    476.0M 6.8 %
  • Total Deposits
    404.2M 7.6 %
  • Total Net Loans
    289.2M 6.7 %
  • Net Income
    4.2M 0.6 %
  • Book Value
    40.3M -2.0 %
  • Book Value x2
    80.6M -2.0 %
  • Book Value x3
    120.8M -2.0 %
ROAA

.946

ROAE

10.136

Efficiency Ratio

76.789

Net Interest Margin

3.298

Balance Sheet Highlights
Financial Highlights Ledyard National Bank All Insured Commercial Banks in Vermont
Balance Sheet $(000)
Total Assets 476,016 648,794
Total Net Loans 289,187 463,383
Total Deposits 404,198 516,277
Total Equity 40,280 57,514
Profitability
Net Income 4,222 5,772
Return on Average Assets .946 .886
Return on Average Equity 10.136 9.667
Net Interest Margin 3.298 3.729
Efficiency Ratio 76.789 71.728
Noninterest Income/Revenue 39.917 22.603
Balance Sheet Ratios
Loan-to-Deposit 71.546 86.778
Securities/Assets .302 .19
Total Equity/Total Assets .085 .089
Tangible Equity/Tangible Assets .085 .083
Capital Adequacy
Tier 1 Common Capital 41,070 55,438
Tier 1 Capital 41,070 55,438
Tier 2 Capital 4,246 4,741
Total Capital 45,316 60,179
Total Risk Weighted Assets 338,113 415,994
Leverage Ratio 8.78 9.017
Common Equity Tier 1 Capital Ratio 12.15 13.669
Tier 1 Capital Ratio 12.15 13.669
Total Capital Ratio 13.4 14.839

Timeline for Ledyard National Bank

Ledyard Financial Group, Inc.

Ledyard Financial Group, Inc. became a new parent organization for Ledyard National Bank.

View Profile Oct 05 2007

Ledyard National Bank

Ledyard National Bank was established 32 years ago and is currently headquartered in Norwich, VT.

May 22 1991
Relationships Role Relationship Start Relationship End
Ledyard Financial Group, Inc. Parent 10/5/2007
Similar Organizations
Organization City State Total Assets
The Farmers National Bank Of Danville
 		Danville KY 474.2M
First National Bank Of Scotia
 		Scotia NY 467.3M
The First National Bank - Fox Valley
 		Neenah WI 475.3M
The First National Bank Of Mifflintown
 		Mifflintown PA 476.2M
The First National Bank Of Mcminnville
 		Mcminnville TN 484.7M
American Plus Bank, N.A.
 		Arcadia CA 456.1M
Hnb National Bank
 		Hannibal MO 463.5M
The First National Bank Of Albany
 		Albany TX 488.6M
First National Bank And Trust Company Of Ardmore
 		Ardmore OK 490.7M
First National Bank
 		Wichita Falls TX 448.7M