Net Income Analysis ( % relative to Total Revenue )
Income Statement Lakeside National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,288 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 1,288 10,941
Investment Interest Income (TE) 316 2,007
Total Interest Income (TE) 1,842 13,476
Total Interest Expense 59 1,063
Net Interest Income (TE) 1,783 12,338
Non-Interest Income 273 2,639
Adjusted Operating Income (TE) 2,056 15,335
Non-interest Expense 1,578 9,693
Provision for Loan & Lease Losses 112 524
Pretax Operating Income (TE) 366 4,819
Pretax Net Operating Income (TE) 366 4,946
Applicable Income Taxes 14 576
Net Operating Income 248 3,858
Net Income 248 3,845
Cash Dividends Declared — 1,701
Retained Earnings 248 1,997