Kinderhook State Bank
Kinderhook, IL — Domestic Branch of a Domestic Bank
Acquired May 2013
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Kinderhook State Bank | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 136 | 1,784 |
| Income from Lease Financing Receivables | — | 1 |
| — | 7 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
| Income on Loans and Leases (TE) | 136 | 1,799 |
| Investment Interest Income (TE) | 10 | 317 |
| Total Interest Income (TE) | 148 | 2,178 |
| Total Interest Expense | 30 | 294 |
| Net Interest Income (TE) | 118 | 1,875 |
| Non-Interest Income | 17 | 409 |
| Adjusted Operating Income (TE) | 135 | 2,332 |
| Non-interest Expense | 164 | 1,624 |
| Provision for Loan & Lease Losses | — | 136 |
| Pretax Operating Income (TE) | -29 | 560 |
| Pretax Net Operating Income (TE) | -29 | 591 |
| Applicable Income Taxes | — | 85 |
| Net Operating Income | -29 | 436 |
| Net Income | -29 | 436 |
| Cash Dividends Declared | — | 128 |
| Retained Earnings | -29 | 237 |