Relationships	Role	Relationship Start	Relationship End
Key Bancshares Of New York Inc.	Parent	9/1/1985	6/29/1997
Keycorp	Parent	12/31/1982	8/31/1985
Keycorp	Parent	12/31/1971	12/30/1982
Empire State Plaza	Subsidary	1/1/1995	6/29/1997
Key Services Corporation	Subsidary	7/1/1995	6/29/1997
Key Financial Services Inc.	Subsidary	11/1/1989	6/29/1997
Keycorp Leasing Ltd.	Subsidary	9/5/1995	6/29/1997
Niagara Asset Corporation	Subsidary	7/27/1991	6/29/1997
Goldome Mortgage Investment Corp.	Subsidary	3/31/1995	6/29/1997
Niagara Portfolio Management Corp.	Subsidary	8/29/1991	6/29/1997
Kbny Leasing Inc.	Subsidary	9/23/1993	6/29/1997
Virginia Stone Corporation	Subsidary	1/1/1993	6/29/1997
Klihtc, Corp.	Subsidary	3/9/1994	6/29/1997
Millennium Asset Holding Corporation	Subsidary	1/1/1993	3/28/1997
Grcc Mid-Hudson Motel Corporation	Subsidary	3/31/1995	11/15/1995
Platinum Spring Corporation	Subsidary	5/19/1993	7/16/1995
Keycorp Mortgage Inc.	Subsidary	7/27/1991	3/30/1995
All Coast Services, Inc.	Subsidary	1/1/1993	9/24/1993
Michigan & Vine, Inc.	Subsidary	5/31/1989	5/4/1993
Key Capital Corp.	Subsidary	12/31/1980	12/30/1989
Ncb Properties, Inc.	Subsidary	12/31/1980	9/13/1988
Upstate Computer Center, Inc.	Subsidary	12/31/1980	11/21/1982

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Keybank National Association	Buyer	101,264,880	Pooling of Interests	Discontinued	6/30/1997
Key Bank Usa National Association	Seller	807,794	Pooling of Interests	Discontinued	9/5/1995
Columbia Banking Federal Savings Association	Seller	646,294		Failure	6/4/1994
National Savings Bank Of Albany	Seller	700,528		Discontinued	2/26/1993
Key Mortgage Funding, Inc.	Seller			Discontinued	1/1/1992
Key Bank Of Central New York	Seller	1,481,482		Discontinued	7/27/1991
Key Bank Of Western New York National Association	Seller	7,408,551		Discontinued	7/27/1991
Empire Federal Savings Bank Of America	Seller	6,937,543		Failure	9/29/1990
Key Bank Of Southeastern New York National Association	Seller	1,177,222		Discontinued	3/9/1990
First National Bank In Greene	Seller	34,327		Discontinued	1/31/1981
Citizens Trust Company	Seller			Discontinued	6/28/1965
Citizens National Bank And Trust	Seller			Discontinued	10/5/1964
Bank Of Worchester	Seller			Discontinued	2/3/1964
Trust Company Of Fulton County	Seller			Discontinued	12/28/1962
First National Bank	Seller			Discontinued	2/20/1961
Fultonville National Bank	Seller			Discontinued	1/25/1960
Plattsburg National Bank & Trust Company	Seller			Failure	10/2/1954