Net Income Analysis ( % relative to Total Revenue )
Income Statement Kent Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 1,446 5,493
Income from Lease Financing Receivables — 2
— 24
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 1,446 5,540
Investment Interest Income (TE) 579 1,113
Total Interest Income (TE) 2,029 6,817
Total Interest Expense 246 720
Net Interest Income (TE) 1,783 6,048
Non-Interest Income -59 1,202
Adjusted Operating Income (TE) 1,724 7,348
Non-interest Expense 1,665 4,967
Provision for Loan & Lease Losses 95 220
Pretax Operating Income (TE) -36 2,099
Pretax Net Operating Income (TE) -2 2,145
Applicable Income Taxes 1 334
Net Operating Income -3 1,596
Net Income -3 1,598
Cash Dividends Declared — 525
Retained Earnings -3 843