Net Income Analysis ( % relative to Total Revenue )
Income Statement Jones County Bank All Insured Commercial Banks in Georgia
Interest and Fees on Loans 39 3,225
Income from Lease Financing Receivables — 32,468
— 593
Estimated Tax Benefit from Tax-Exempt Loan Income — 353
Income on Loans and Leases (TE) 39 3,235
Investment Interest Income (TE) 3 393
Total Interest Income (TE) 57 3,557
Total Interest Expense 6 1,775
Net Interest Income (TE) 51 1,783
Non-Interest Income 15 416
Adjusted Operating Income (TE) 66 2,167
Non-interest Expense 71 1,559
Provision for Loan & Lease Losses 1 2,887
Pretax Operating Income (TE) — 3,380
Pretax Net Operating Income (TE) — 3,062
Applicable Income Taxes — 989
Net Operating Income — 2,155
Net Income — 2,164
Cash Dividends Declared — 3,694
Retained Earnings — 525