Vitals
  • Total Assets
    116.3M 0.1 %
  • Total Deposits
    102.4M 0.0 %
  • Total Net Loans
    74.9M -2.0 %
  • Net Income
    1.4M -18.1 %
  • Book Value
    13.8M 1.4 %
  • Book Value x2
    27.7M 1.4 %
  • Book Value x3
    41.5M 1.4 %
ROAA

1.215

ROAE

10.161

Efficiency Ratio

66.45

Net Interest Margin

4.033

Balance Sheet Highlights
Financial Highlights Johnson City Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 116,256 358,087
Total Net Loans 74,938 213,533
Total Deposits 102,372 308,027
Total Equity 13,835 38,740
Profitability
Net Income 1,400 3,845
Return on Average Assets 1.215 1.025
Return on Average Equity 10.161 9.415
Net Interest Margin 4.033 3.773
Efficiency Ratio 66.45 66.762
Noninterest Income/Revenue 7.462 16.375
Balance Sheet Ratios
Loan-to-Deposit 73.202 65.494
Securities/Assets .047 .214
Total Equity/Total Assets .119 .108
Tangible Equity/Tangible Assets .119 .104
Capital Adequacy
Tier 1 Common Capital 13,835 37,278
Tier 1 Capital 13,835 37,303
Tier 2 Capital 759 2,526
Total Capital 14,594 39,866
Total Risk Weighted Assets 68,257 237,367
Leverage Ratio 11.91 10.563
Common Equity Tier 1 Capital Ratio 20.27 18.073
Tier 1 Capital Ratio 20.27 18.097
Total Capital Ratio 21.38 19.169

Timeline for Johnson City Bank

Pedernales Investment Corporation

Pedernales Investment Corporation became a new parent organization for Johnson City Bank.

View Profile Jan 29 1986

American Corporation

American Corporation became a new parent organization for Johnson City Bank.

View Profile Oct 15 1970

Pedernales Blanco Corporation

Pedernales Blanco Corporation became a new parent organization for Johnson City Bank.

View Profile Oct 15 1970

Johnson City Bank

Johnson City Bank was established 80 years ago and is currently headquartered in Johnson City, TX.

Aug 01 1944
Relationships Role Relationship Start Relationship End
Pedernales Investment Corporation Parent 12/31/1996
Pedernales Investment Corporation Parent 1/29/1986 12/30/1996
Pedernales Blanco Corporation Parent 12/31/1979 1/28/1986
Pedernales Blanco Corporation Parent 12/31/1976 12/30/1979
American Corporation Parent 12/31/1972 12/30/1977
Pedernales Blanco Corporation Parent 12/31/1975 12/30/1976
Pedernales Blanco Corporation Parent 12/31/1970 12/30/1975
American Corporation Parent 10/15/1970 12/30/1972
Pedernales Blanco Corporation Parent 10/15/1970 12/30/1970
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