Vitals
  • Total Assets
    253.7M 13.3 %
  • Total Deposits
    193.4M 16.4 %
  • Total Net Loans
    201.1M 20.8 %
  • Net Income
    551000.0000 -31.1 %
  • Book Value
    17.0M 9.4 %
  • Book Value x2
    34.0M 9.4 %
  • Book Value x3
    51.0M 9.4 %
ROAA

.451

ROAE

6.539

Efficiency Ratio

69.699

Net Interest Margin

2.093

Balance Sheet Highlights
Financial Highlights Ipswich Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 253,741 380,538
Total Net Loans 201,072 250,680
Total Deposits 193,418 286,158
Total Equity 16,991 40,526
Profitability
Net Income 551 1,219
Return on Average Assets .451 .492
Return on Average Equity 6.539 4.634
Net Interest Margin 2.093 2.962
Efficiency Ratio 69.699 82.132
Noninterest Income/Revenue 2.461 7.837
Balance Sheet Ratios
Loan-to-Deposit 103.957 88.418
Securities/Assets .084 .319
Total Equity/Total Assets .067 .106
Tangible Equity/Tangible Assets .067 .067
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 17,262 39,309
Tier 2 Capital 940 2,756
Total Capital 18,202 42,369
Total Risk Weighted Assets 143,800 242,931
Leverage Ratio 7 10.289
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12 16.716
Total Capital Ratio 12.66 17.815

Timeline for Ipswich Co-Operative Bank

Institution For Savings In Newburyport And Its Vicinity

Ipswich Co-Operative Bank was acquired by Institution For Savings In Newburyport And Its Vicinity 16 years

View Profile Jul 01 2007

Ipswich Co-Operative Bank

Ipswich Co-Operative Bank was established 111 years ago and is currently headquartered in Ipswich, MA.

Jan 01 1913
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Institution For Savings In Newburyport And Its Vicinity Buyer 2,745,734 Acquisition Discontinued 7/1/2007
Relationships Role Relationship Start Relationship End
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