Efficiency Ratio Over Time
Efficiency Ratio Ipava State Bank All Insured Commercial Banks in Illinois
12-31-2016 70.922 67.9
09-30-2016 70.737 67.646
06-30-2016 70.578 68.093
03-31-2016 73.451 69.015
12-31-2015 69.693 69.227
09-30-2015 68.411 68.548
06-30-2015 68.369 68.972
03-31-2015 72.579 69.878
12-31-2014 69.137 69.969
09-30-2014 68.724 69.35
06-30-2014 68.017 70.075
03-31-2014 66.774 70.96
12-31-2013 64.905 70.63
09-30-2013 62.747 70.13
06-30-2013 61.819 70.351
03-31-2013 58.76 71.443
12-31-2012 67.814 70.063
09-30-2012 66.692 68.769
06-30-2012 68.389 68.792
03-31-2012 64.641 68.884
12-31-2011 67.663 69.941
09-30-2011 63.626 68.923
06-30-2011 66.097 69.854
03-31-2011 65.256 70.062
12-31-2010 66.842 70.567
09-30-2010 63.205 69.213
06-30-2010 65.29 69.682
03-31-2010 61.539 71.112
12-31-2009 70.664 73.38
09-30-2009 68.162 71.202
06-30-2009 67.889 72.036
03-31-2009 66.728 69.904
12-31-2008 71.118 69.748
09-30-2008 71.105 68.193
06-30-2008 72.167 68.561
03-31-2008 72.652 69.396
12-31-2007 73.987 68.284
09-30-2007 72.518 67.285
06-30-2007 72.187 67.545
03-31-2007 74.662 68.287
12-31-2006 70.837 66.265
09-30-2006 68.844 65.369
06-30-2006 70.152 65.236
03-31-2006 70.43 65.409
12-31-2005 64.635 64.049
09-30-2005 60.128 63.135
06-30-2005 59.852 63.051
03-31-2005 62.071 63.149
12-31-2004 58.676 63.383
09-30-2004 52.97 62.952
06-30-2004 50.892 63.147
03-31-2004 51.716 63.481
12-31-2003 59.182 63.697
09-30-2003 54.925 62.506
06-30-2003 58.634 62.464
03-31-2003 66.71 62.651
12-31-2002 69.203 62.349