Vitals
  • Total Assets
    114.0M 8.0 %
  • Total Deposits
    101.6M 11.9 %
  • Total Net Loans
    84.5M 10.5 %
  • Net Income
    1.4M -1.2 %
  • Book Value
    10.8M 5.7 %
  • Book Value x2
    21.6M 5.7 %
  • Book Value x3
    32.4M 5.7 %
ROAA

1.258

ROAE

12.94

Efficiency Ratio

70.922

Net Interest Margin

4.236

Balance Sheet Highlights
Financial Highlights Ipava State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 114,015 290,894
Total Net Loans 84,467 191,278
Total Deposits 101,598 246,407
Total Equity 10,793 31,125
Profitability
Net Income 1,371 2,670
Return on Average Assets 1.258 .919
Return on Average Equity 12.94 8.247
Net Interest Margin 4.236 3.499
Efficiency Ratio 70.922 67.9
Noninterest Income/Revenue 18.834 16.598
Balance Sheet Ratios
Loan-to-Deposit 83.138 72.669
Securities/Assets .13 .191
Total Equity/Total Assets .095 .107
Tangible Equity/Tangible Assets .093 .103
Capital Adequacy
Tier 1 Common Capital 10,584 29,670
Tier 1 Capital 10,584 29,720
Tier 2 Capital 984 2,112
Total Capital 11,568 31,905
Total Risk Weighted Assets 89,108 212,461
Leverage Ratio 9.36 10.62
Common Equity Tier 1 Capital Ratio 11.88 16.313
Tier 1 Capital Ratio 11.88 16.329
Total Capital Ratio 12.98 17.341

Timeline for Ipava State Bank

Edsall Agency,Inc., The

Edsall Agency,Inc., The became a new subsidiary organization for Ipava State Bank.

View Profile Oct 01 2005

Isb Bancshares, Inc.

Isb Bancshares, Inc. became a new parent organization for Ipava State Bank.

View Profile Jul 01 1993

Ipava State Bank

Ipava State Bank was established 122 years ago and is currently headquartered in Ipava, IL.

Sep 11 1902
Relationships Role Relationship Start Relationship End
Isb Bancshares, Inc. Parent 7/1/1993
Edsall Agency,Inc., The Subsidary 6/30/2007
Edsall Agency,Inc., The Subsidary 10/1/2005 6/29/2007
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