Vitals
  • Total Assets
    228.2M -1.8 %
  • Total Deposits
    196.4M 6.8 %
  • Total Net Loans
    167.3M -6.2 %
  • Net Income
    262000.0000 -81.2 %
  • Book Value
    17.7M -6.2 %
  • Book Value x2
    35.4M -6.2 %
  • Book Value x3
    53.2M -6.2 %
ROAA

.112

ROAE

1.403

Efficiency Ratio

77.345

Net Interest Margin

3.572

Balance Sheet Highlights
Financial Highlights Iowa State Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 228,239 198,346
Total Net Loans 167,291 133,864
Total Deposits 196,407 165,124
Total Equity 17,724 22,060
Profitability
Net Income 262 2,310
Return on Average Assets .112 1.15
Return on Average Equity 1.403 9.92
Net Interest Margin 3.572 3.587
Efficiency Ratio 77.345 60.34
Noninterest Income/Revenue 10.686 13.494
Balance Sheet Ratios
Loan-to-Deposit 85.176 77.091
Securities/Assets .17 .197
Total Equity/Total Assets .078 .111
Tangible Equity/Tangible Assets .072 .107
Capital Adequacy
Tier 1 Common Capital 16,850 21,135
Tier 1 Capital 16,850 21,140
Tier 2 Capital 2,231 1,625
Total Capital 19,081 22,777
Total Risk Weighted Assets 178,174 151,308
Leverage Ratio 7.31 10.944
Common Equity Tier 1 Capital Ratio 9.46 15.631
Tier 1 Capital Ratio 9.46 15.631
Total Capital Ratio 10.71 16.675

Timeline for Iowa State Savings Bank

Iowa Community Financial Services Llc

Iowa Community Financial Services Llc became a new subsidiary organization for Iowa State Savings Bank.

View Profile Nov 02 2015

Iowa Community Bancorp, Inc.

Iowa Community Bancorp, Inc. became a new parent organization for Iowa State Savings Bank.

View Profile Dec 24 2010

Union-Adams Bancorp.

Union-Adams Bancorp. became a new parent organization for Iowa State Savings Bank.

View Profile Jul 01 1976

Cromwell State Savings Bank

Acquisition: Iowa State Savings Bank acquired a new subsidiary, Cromwell State Savings Bank, 49 years

View Profile Oct 15 1974

Iowa State Savings Bank

Iowa State Savings Bank was established 141 years ago and is currently headquartered in Creston, IA.

Jan 01 1883
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cromwell State Savings Bank Seller 3,568 Failure 10/15/1974
Relationships Role Relationship Start Relationship End
Iowa Community Bancorp, Inc. Parent 12/24/2010
Union-Adams Bancorp. Parent 1/1/1999 12/23/2010
Union-Adams Bancorp. Parent 6/24/1997 12/31/1998
Union-Adams Bancorp. Parent 12/31/1996 6/23/1997
Union-Adams Bancorp. Parent 10/30/1995 12/30/1996
Union-Adams Bancorp. Parent 12/31/1978 10/29/1995
Union-Adams Bancorp. Parent 12/31/1977 12/30/1978
Union-Adams Bancorp. Parent 7/1/1976 12/30/1977
Iowa Community Financial Services Llc Subsidary 11/2/2015
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