Vitals
  • Total Assets
    2.8B 12.8 %
  • Total Deposits
    2.2B 8.5 %
  • Total Net Loans
    2.1B 14.4 %
  • Net Income
    26.3M 12.0 %
  • Book Value
    285.3M 13.2 %
  • Book Value x2
    570.7M 13.2 %
  • Book Value x3
    856.0M 13.2 %
ROAA

.985

ROAE

9.782

Efficiency Ratio

73.183

Net Interest Margin

2.197

Balance Sheet Highlights
Financial Highlights Institution For Savings In Newburyport And Its Vicinity All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 2,810,535 761,274
Total Net Loans 2,113,805 592,852
Total Deposits 2,242,285 596,855
Total Equity 285,348 82,059
Profitability
Net Income 26,283 4,648
Return on Average Assets .985 .538
Return on Average Equity 9.782 4.944
Net Interest Margin 2.197 3.143
Efficiency Ratio 73.183 77.098
Noninterest Income/Revenue 4.589 14.538
Balance Sheet Ratios
Loan-to-Deposit 94.27 95.714
Securities/Assets .161 .124
Total Equity/Total Assets .102 .108
Tangible Equity/Tangible Assets .097 .106
Capital Adequacy
Tier 1 Common Capital 268,128 80,540
Tier 1 Capital 268,128 80,580
Tier 2 Capital 16,025 5,839
Total Capital 284,153 86,408
Total Risk Weighted Assets 2,162,189 559,688
Leverage Ratio 9.78 10.827
Common Equity Tier 1 Capital Ratio 12.4 15.478
Tier 1 Capital Ratio 12.4 15.53
Total Capital Ratio 13.14 16.563

Timeline for Institution For Savings In Newburyport And Its Vicinity

The Rockport National Bank

Acquisition: Institution For Savings In Newburyport And Its Vicinity acquired a new subsidiary, The Rockport National Bank, 9 years

View Profile Aug 30 2014

Ipswich Co-Operative Bank

Acquisition: Institution For Savings In Newburyport And Its Vicinity acquired a new subsidiary, Ipswich Co-Operative Bank, 16 years

View Profile Jul 01 2007

Institution For Savings In Newburyport And Its Vicinity

Institution For Savings In Newburyport And Its Vicinity was established 204 years ago and is currently headquartered in Newburyport, MA.

Jan 01 1820
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Rockport National Bank Seller 201,312 Acquisition Discontinued 8/30/2014
Ipswich Co-Operative Bank Seller 253,741 Acquisition Discontinued 7/1/2007
Relationships Role Relationship Start Relationship End
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