Efficiency Ratio Over Time
Efficiency Ratio Hometown Community Bank All Insured Commercial Banks in Minnesota
12-31-2016 73.785 68.21
09-30-2016 73.893 67.82
06-30-2016 73.975 68.266
03-31-2016 70.652 68.539
12-31-2015 81.641 69.087
09-30-2015 81.25 68.091
06-30-2015 82.957 68.731
03-31-2015 81.967 69.546
12-31-2014 83.897 70.192
09-30-2014 82.062 69.414
06-30-2014 85.746 70.483
03-31-2014 90.698 71.207
12-31-2013 84.595 71.481
09-30-2013 85.512 70.407
06-30-2013 86.627 71.234
03-31-2013 91.115 71.404
12-31-2012 100.241 72.052
09-30-2012 100.316 70.937
06-30-2012 95.22 71.427
03-31-2012 95.458 71.189
12-31-2011 95.919 73.09
09-30-2011 90.269 71.985
06-30-2011 92.809 73.14
03-31-2011 95.744 73.338
12-31-2010 91.362 74.588
09-30-2010 85.616 72.773
06-30-2010 85.956 73.112
03-31-2010 92.711 73.078
12-31-2009 78.538 74.829
09-30-2009 79.748 73.299
06-30-2009 83.542 73.728
03-31-2009 77.939 72.218
12-31-2008 80.77 70.751
09-30-2008 78.31 69.076
06-30-2008 76.824 68.994
03-31-2008 69.012
12-31-2007 77.582 67.104
09-30-2007 74.246 65.982
06-30-2007 71.246 66.544
03-31-2007 70.6 66.538
12-31-2006 83.182 64.583
09-30-2006 86.151 63.158
06-30-2006 86.935 63.582
03-31-2006 89.952 64.084
12-31-2005 85.006 63.714
09-30-2005 86.793 62.201
06-30-2005 83.41 62.651
03-31-2005 88.263 62.926
12-31-2004 69.255 63.335
09-30-2004 62.839 61.98
06-30-2004 60.793 62.61
03-31-2004 59.846 63.48
12-31-2003 64.989 63.289
09-30-2003 65.865 61.468
06-30-2003 65.931 61.298
03-31-2003 69.154 62.209
12-31-2002 62.346 61.807