Vitals
  • Total Assets
    30.8M 8.3 %
  • Total Deposits
    27.0M 5.7 %
  • Total Net Loans
    24.9M 11.8 %
  • Net Income
    184000.0000 47.2 %
  • Book Value
    2.5M 7.5 %
  • Book Value x2
    4.9M 7.5 %
  • Book Value x3
    7.4M 7.5 %
ROAA

.626

ROAE

7.637

Efficiency Ratio

73.785

Net Interest Margin

3.97

Balance Sheet Highlights
Financial Highlights Hometown Community Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 30,775 147,703
Total Net Loans 24,941 97,223
Total Deposits 27,004 126,600
Total Equity 2,467 15,565
Profitability
Net Income 184 1,683
Return on Average Assets .626 1.08
Return on Average Equity 7.637 9.905
Net Interest Margin 3.97 3.845
Efficiency Ratio 73.785 68.21
Noninterest Income/Revenue 3.695 13.68
Balance Sheet Ratios
Loan-to-Deposit 92.36 75.205
Securities/Assets .065 .174
Total Equity/Total Assets .08 .105
Tangible Equity/Tangible Assets .08 .103
Capital Adequacy
Tier 1 Common Capital 2,473 15,225
Tier 1 Capital 2,473 15,232
Tier 2 Capital 211 1,135
Total Capital 2,684 16,386
Total Risk Weighted Assets 22,391 105,251
Leverage Ratio 8.22 10.475
Common Equity Tier 1 Capital Ratio 11.04 15.3
Tier 1 Capital Ratio 11.04 15.308
Total Capital Ratio 11.99 16.398

Timeline for Hometown Community Bank

Cyrus Bancshares, Inc.

Cyrus Bancshares, Inc. became a new parent organization for Hometown Community Bank.

View Profile Feb 12 1999

Hometown Community Bank

Hometown Community Bank was established 123 years ago and is currently headquartered in Cyrus, MN.

Oct 07 1901
Relationships Role Relationship Start Relationship End
Cyrus Bancshares, Inc. Parent 2/12/1999
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