Heritage State Bank
Lawrenceville, IL — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Heritage State Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 5.307 | 3.499 |
| 09-30-2016 | 5.305 | 3.502 |
| 06-30-2016 | 5.415 | 3.495 |
| 03-31-2016 | 5.491 | 3.487 |
| 12-31-2015 | 5.379 | 3.487 |
| 09-30-2015 | 5.326 | 3.478 |
| 06-30-2015 | 5.327 | 3.453 |
| 03-31-2015 | 5.241 | 3.418 |
| 12-31-2014 | 5.384 | 3.485 |
| 09-30-2014 | 5.289 | 3.46 |
| 06-30-2014 | 5.143 | 3.443 |
| 03-31-2014 | 4.917 | 3.416 |
| 12-31-2013 | 5.281 | 3.428 |
| 09-30-2013 | 5.296 | 3.4 |
| 06-30-2013 | 5.22 | 3.374 |
| 03-31-2013 | 5.191 | 3.361 |
| 12-31-2012 | 5.644 | 3.573 |
| 09-30-2012 | 5.647 | 3.585 |
| 06-30-2012 | 5.579 | 3.59 |
| 03-31-2012 | 5.475 | 3.604 |
| 12-31-2011 | 5.64 | 3.692 |
| 09-30-2011 | 5.556 | 3.686 |
| 06-30-2011 | 5.418 | 3.652 |
| 03-31-2011 | 5.294 | 3.614 |
| 12-31-2010 | 5.02 | 3.707 |
| 09-30-2010 | 4.798 | 3.712 |
| 06-30-2010 | 4.574 | 3.694 |
| 03-31-2010 | 4.674 | 3.664 |
| 12-31-2009 | 4.631 | 3.579 |
| 09-30-2009 | 4.617 | 3.56 |
| 06-30-2009 | 4.573 | 3.538 |
| 03-31-2009 | 4.452 | 3.54 |
| 12-31-2008 | 4.648 | 3.56 |
| 09-30-2008 | 4.63 | 3.558 |
| 06-30-2008 | 4.494 | 3.533 |
| 03-31-2008 | 4.39 | 3.519 |
| 12-31-2007 | 4.015 | 3.667 |
| 09-30-2007 | 3.921 | 3.677 |
| 06-30-2007 | 3.831 | 3.662 |
| 03-31-2007 | 3.786 | 3.626 |
| 12-31-2006 | 3.967 | 3.765 |
| 09-30-2006 | 3.986 | 3.793 |
| 06-30-2006 | 4.012 | 3.805 |
| 03-31-2006 | 4.077 | 3.781 |
| 12-31-2005 | 4.47 | 3.876 |
| 09-30-2005 | 4.516 | 3.884 |
| 06-30-2005 | 4.563 | 3.873 |
| 03-31-2005 | 4.53 | 3.831 |
| 12-31-2004 | 4.226 | 3.852 |
| 09-30-2004 | 4.162 | 3.831 |
| 06-30-2004 | 4.09 | 3.815 |
| 03-31-2004 | 3.92 | 3.814 |
| 12-31-2003 | 4.024 | 3.819 |
| 09-30-2003 | 3.966 | 3.828 |
| 06-30-2003 | 3.921 | 3.842 |
| 03-31-2003 | 3.935 | 3.863 |
| 12-31-2002 | 3.852 | 3.995 |