Vitals
  • Total Assets
    98.0M 17.4 %
  • Total Deposits
    88.5M 18.8 %
  • Total Net Loans
    89.0M 16.6 %
  • Net Income
    1.8M 5.3 %
  • Book Value
    9.3M 6.4 %
  • Book Value x2
    18.6M 6.4 %
  • Book Value x3
    27.9M 6.4 %
ROAA

1.891

ROAE

19.463

Efficiency Ratio

63.576

Net Interest Margin

5.307

Balance Sheet Highlights
Financial Highlights Heritage State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 97,961 290,894
Total Net Loans 89,045 191,278
Total Deposits 88,498 246,407
Total Equity 9,296 31,125
Profitability
Net Income 1,764 2,670
Return on Average Assets 1.891 .919
Return on Average Equity 19.463 8.247
Net Interest Margin 5.307 3.499
Efficiency Ratio 63.576 67.9
Noninterest Income/Revenue 1.809 16.598
Balance Sheet Ratios
Loan-to-Deposit 100.618 72.669
Securities/Assets .191
Total Equity/Total Assets .095 .107
Tangible Equity/Tangible Assets .095 .103
Capital Adequacy
Tier 1 Common Capital 9,296 29,670
Tier 1 Capital 9,296 29,720
Tier 2 Capital 1,193 2,112
Total Capital 10,489 31,905
Total Risk Weighted Assets 95,306 212,461
Leverage Ratio 9.38 10.62
Common Equity Tier 1 Capital Ratio 9.75 16.313
Tier 1 Capital Ratio 9.75 16.329
Total Capital Ratio 11.01 17.341

Timeline for Heritage State Bank

Hbancorporation, Inc.

Hbancorporation, Inc. became a new parent organization for Heritage State Bank.

View Profile Mar 29 1996

Heritage State Bank

Heritage State Bank was established 125 years ago and is currently headquartered in Lawrenceville, IL.

Jan 01 1899
Relationships Role Relationship Start Relationship End
Hbancorporation, Inc. Parent 3/29/1996
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