Net Income Analysis ( % relative to Total Revenue )
Income Statement H. F. Gehant Banking Co. All Insured Commercial Banks in Illinois
Interest and Fees on Loans 1,960 8,415
Income from Lease Financing Receivables — 4
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 20
Income on Loans and Leases (TE) 1,960 8,470
Investment Interest Income (TE) 232 1,438
Total Interest Income (TE) 2,277 10,200
Total Interest Expense 235 1,041
Net Interest Income (TE) 2,042 9,113
Non-Interest Income 103 2,030
Adjusted Operating Income (TE) 2,145 11,316
Non-interest Expense 1,331 7,442
Provision for Loan & Lease Losses 73 307
Pretax Operating Income (TE) 741 3,453
Pretax Net Operating Income (TE) 731 3,554
Applicable Income Taxes 8 569
Net Operating Income 653 2,671
Net Income 653 2,670
Cash Dividends Declared 339 1,225
Retained Earnings 314 1,214