Efficiency Ratio Over Time
Efficiency Ratio Gruver State Bank All Insured Commercial Banks in Texas
12-31-2016 61.455 66.762
09-30-2016 59.189 66.187
06-30-2016 58.658 66.286
03-31-2016 55.943 66.484
12-31-2015 58.676 67.473
09-30-2015 57.982 67.019
06-30-2015 57.461 67.62
03-31-2015 56.948 68.379
12-31-2014 57.574 67.933
09-30-2014 53.926 67.76
06-30-2014 54.187 68.348
03-31-2014 53.139 69.161
12-31-2013 56.883 70.01
09-30-2013 53.092 69.448
06-30-2013 51.973 70.111
03-31-2013 49.956 71.168
12-31-2012 57.237 70.289
09-30-2012 53.9 69.365
06-30-2012 54.472 69.7
03-31-2012 52.713 69.836
12-31-2011 59.23 71.203
09-30-2011 56.351 70.717
06-30-2011 57.662 71.672
03-31-2011 58.757 72.166
12-31-2010 60.548 72.798
09-30-2010 56.734 71.344
06-30-2010 55.795 71.672
03-31-2010 55.233 72.124
12-31-2009 62.498 72.899
09-30-2009 61.236 71.928
06-30-2009 62.924 72.628
03-31-2009 58.463 71.399
12-31-2008 61.934 70.933
09-30-2008 59.08 69.839
06-30-2008 62.234 70.152
03-31-2008 64.697 69.753
12-31-2007 61.08 68.047
09-30-2007 57.582 66.762
06-30-2007 55.582 66.933
03-31-2007 55.297 66.629
12-31-2006 60.239 66.288
09-30-2006 59.349 64.993
06-30-2006 59.554 65.249
03-31-2006 57.891 65.978
12-31-2005 60.629 67.153
09-30-2005 58.838 66.756
06-30-2005 58.515 67.031
03-31-2005 58.32 67.486
12-31-2004 66.829 69.184
09-30-2004 65.933 68.305
06-30-2004 67.199 68.807
03-31-2004 67.201 69.055
12-31-2003 68.997 69.41
09-30-2003 68.162 68.526
06-30-2003 68.735 68.452
03-31-2003 65.693 68.632
12-31-2002 68.266 67.534